What is the Full Form of PUC in Insurance?
The full form for PUC Insurance is an pollution under control certificate. This is a document that verifies the vehicle’s emissions levels. Each vehicle, regardless of whether it is one is a bicycle or car employed for personal or commercial purpose, needs to be equipped with this certificate. Since vehicles powered by fuel emit harmful chemical compounds like carbon monoxide, it’s essential to monitor their emissions levels.
The significance of PUC certificate in insurance:
A lot of states require that vehicles possess the PUC certificate. Making sure that the vehicle is equipped with an authentic PUC certificate helps both the insurer and insured in ensuring compliance with the environmental standards. Certain insurers will require the valid PUC certificate before they issue or renew an insurance policy. This assures that your insured car meets environmental standards, which could be required for insurance eligibility.
Can your insurance claim become refused when there isn’t a PUC Certificate?
In accordance with the circular issued by IRDAI on August 26 in 2020, insurance companies is not able to deny a vehicle insurance claim without an authentic PUC certificate. But, this doesn’t suggest it is a requirement that the PUC certificate isn’t needed. Every vehicle must be allowed to travel on public roads. But, if you don’t have an active PUC certificate the insurance claim is not affected.
